2024, Vol. 5, Issue 1, Part D
Cyber security in digital payments: An empirical study
Author(s): Dr. Varalakshmi, Anusuyaa S, Anurag Baheti, Piyansh Dugar, Pooja Pentala and Mahak Sethia D
Abstract: This study majorly focuses on Digital payment systems in cyber security that have become an integral part of modern commerce, offering convenience and efficiency to users worldwide. However, the widespread adoption of digital payments has also given rise to significant cybersecurity challenges. This research delves into the multifaceted landscape of cybersecurity in digital payments, analysing past research to understand the evolving threats and vulnerabilities facing these platforms. Drawing upon insights from studies by Smith et al. 2018; Jones & Lee 2020, & Patel et al. 2019, this study explores the prevalence of phishing attacks, malware infiltration, data breaches, and identity theft targeting digital payment systems. Additionally, the research examines the role of encryption, biometrics, tokenization, and regulatory frameworks such as PCI DSS and GDPR in mitigating these threats. Furthermore, the study investigates emerging technologies like blockchain and artificial intelligence for enhancing cybersecurity in digital payments. By synthesizing these findings, this research aims to provide actionable recommendations for policymakers, industry stakeholders, and cybersecurity professionals to foster a safer and more resilient digital payment ecosystem.
DOI: 10.22271/27084515.2024.v5.i1d.274
Pages: 305-310 | Views: 369 | Downloads: 248
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How to cite this article:
Dr. Varalakshmi, Anusuyaa S, Anurag Baheti, Piyansh Dugar, Pooja Pentala, Mahak Sethia D. Cyber security in digital payments: An empirical study. Asian J Manage Commerce 2024;5(1):305-310. DOI: 10.22271/27084515.2024.v5.i1d.274
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